How Tariffs Affect Small Businesses — And What You Can Do About It

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 A Cactus Cash Funding Resource For small, hands-on businesses—like repair shops, construction crews, local manufacturers, and independent retailers—economic shifts can hit fast and hard. One of those shifts you may have heard about (or felt) is tariffs. At Cactus Cash Funding, we work with blue-collar business owners every day. You’re not importing shipping containers from […]

What Merchant Cash Advance vs. Traditional Loans: Which is Right for My Company?

MCA vs Loan - Blog 1

When your business needs a cash infusion, you have options. Two of the most common are merchant cash advances (MCAs) and traditional loans. Understanding the key differences between these financing methods can help you make the best decision for your specific needs. What is a Merchant Cash Advance? An MCA provides your business with a […]

Navigating Taxes: Understanding Merchant Cash Advances for Texas Businesses

As the tax season looms, it’s crucial for Texas businesses to be well-versed in their financial operations, particularly regarding merchant cash advances (MCAs) and their tax implications. Understanding how MCAs impact taxes is essential for ensuring compliance and avoiding any unexpected surprises come tax time.

Decoding the Role of Credit Scores in Merchant Cash Advance Approval

Photo Courtesy: Filipe Frazao/Getty Images Signature In the world of small business financing, merchant cash advances offer a lifeline to small business owners seeking quick access to capital without the stringent requirements of traditional loans. However, while these advances are known for their accessibility, the role of credit scores in the approval process can still […]